AL fines schedule 2026 — every penalty an Alojamento Local can face

A single reference of every fine an Alojamento Local operator can face in Portugal in 2026 — SIBA, tourist tax, INE, complaints book, insurance, and unlicensed operation.

There is no single place where the Portuguese state lists every fine an AL operator can face — they're spread across DL 128/2014, the SEF/AIMA immigration law, the INE reporting decree, and each municipality's tourist tax regulation. Here is the consolidated 2026 reference.

Registration and licensing

SIBA (guest immigration reporting)

Note: minors under 12 still must be filed; missing minor filings count toward the total.

Tourist tax

Fines are set per municipality in each câmara's tourist tax regulation. Typical ranges:

INE / IPHH monthly reporting

INE fines are the most under-appreciated on this list — they scale with company size and repeat behaviour, and INE has been sending more enforcement letters since 2024.

Complaints book (Livro de Reclamações)

Insurance (Civil Liability)

Safety and equipment

The compounding problem

Inspectors do not choose one fine — a single visit that finds an unregistered AL operating without insurance, missing SIBA filings, and no complaints book can result in four separate fines, each independent, summed. Real-world cases of first-visit fines above €10,000 are not unusual for unlicensed operators.

How to reduce exposure

The single highest-leverage move is file SIBA on time — it's the most inspected, the fines are per-guest (so they add up fast), and it's the one item that inspectors always ask about. Everything else in this list is enforced less consistently, but that changes fast.

Chave AL runs an automated compliance calendar that flags each obligation by deadline so nothing falls through the cracks. See the AL compliance hub for the full picture.